Warren and Maureen Nyerges didn’t owe the Bank of America any money for their house. They bought it in cash years before in Florida but that didn’t stop the Bank of America trying to foreclose on their property. At a time when banks were twisting the screw on everyday hard-working people, where houses were being repossessed and millions of Americans were left homeless and without jobs, this was just one small injustice amongst many. The Bank of America had no right to foreclose on their home and it took years for the Nyerges to get justice and stop the process.
Thankfully the courts saw sense and the Nyerges were vindicated by the rulings of a judge. They were allowed to keep their home (which, ya know, they’d completely paid off and had never even mortgaged in the first place) and, better still, the Bank of America was ordered to pay them $2534 USD in legal fees.
All good, end of story, right?
The local branch of the bank didn’t respond to letters or phone calls from the Nyerges’ lawyers. Nearly a year passed and there had been no response and, try as they might, it looked like the Nyerges were going to be left out of pocket because of the bank’s greed and stupidity. But, thankfully, they found a pretty clever way to strike back.
Turns out that anyone can begin proceedings to acquire the debt that someone legally owes them. It’s what banks do all the time when they foreclose on someone’s home, and it’s what the Nyerges did when the bank didn’t pay up. On a cold Friday morning they turned up with moving trucks, two sheriff deputies, and a legal order that allowed them to seize the bank’s assets.
Chairs, computers, copiers, furniture – a legal order like this gave the Nyerges the right to take just about anything they wanted and they happily instructed the Sheriff deputies to begin loading up all the furniture they could while the bank’s account managers squirmed on the sidewalk outside, locked out. Inside, the bank’s manager eventually realised how serious the situation was, and quickly wrote a cheque that made the problem go away.
The Nyerges finally got their money and the Bank of America got a pretty hilarious taste of their own medicine!